BANK LIST
Documents Required for a Loan Against Property
Whether you are a salaried person or self-employed, we have a customised solution for you. Ruloans streamlined loan-process requiring minimal documentation guarantees a hassle-free memorable experience.
You will be required to furnish the following documents to initiate the loan process and avail a LAP at the earliest.
| Photo Identity Proof | Voter ID Passport Aadhaar Card Driving License |
| Age Proof | Voter ID Passport Driving License Aadhaar Card Birth Certificate Secondary School Leaving Certificate Pension Payment Order or Receipt LIC Policy |
| Address Proof | Rent Agreement Ration card Passport Driving License Electricity Bill Property Tax Receipt Water Bill Telephone Bill Credit Card Bill |
| Income Proof | 3 Months Salary Statement 6 Months Bank Statements |
| Income Tax | Form 16 |
| Employment Proof | Employers Letter Identification Card |
| Mortgage Property Documents | Sale Deed Allotment Possession Letter Society NOC Occupancy Certificate Form 7/12 Form 8A Sale Deed Stamped Agreement of Sale Allotment Letter No Objection Certificate or NOC Housing Society Builder Possession Certificate Land Tax Receipt |
| Existing Loan Documents if any |
Loan Against Property for Self-Employed, Non-Salaried and SMEs
Self-Employed, Non-Salaried and SMEs seeking funds as Loan Against Property will have to furnish additional documents listed below to commence the loans process.
Proof of Business
- PAN
- GST Registration Certificate
- Trade License Partnership Deed
- Article of Association
- Memorandum of Association
- Import Export Code
- Registration Certificate
- Professional Practice License for Doctors, Consultants, etc
- Registration Certificate of Establishment for Shops, Factories, and Other Establishments
- Business Address Proof
Income Proof - Financial Statement Audited by CA
- Profit and Loss Account Statement
- Balance Sheet
- 6 Months Bank Statements
Income Tax
- 3 years Income Tax Returns or Assessment Orders
- Advance Income Tax Paid
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