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List of Documents Required for Personal Loan
| KYC DocumentsKYC Documents | •PAN Card •Aadhar Card •Driving Licence •Voter ID •Passport •Registered Rent Agreement •Photograph •Form 16 or 26AS |
| Income Documents - Salaried | •Salary slips for the last 6 months •IT Return along with Form 16 for the past 2 years •Bank account statements of the previous 3 months that reflect your salary credits and other income •Employment certificate from current employer |
| Income Documents - Self-employed | •Financial statements that include Balance Sheet and Profit and Loss Statement •IT Returns for the last 2 years •Proof of continuity of business income such as Bank Account Statement •Evidence of doing business like GST Registration |
| Other Documents | •Personal loan application form •Recent passport-sized photographs •Processing fee cheque |
Eligibility Criteria and Documentation
What's the Eligibility Criteria and Documents Required for Salaried Individuals?
Eligibility Criteria
- You must be between 20 to 60 years of age
- You must be Resident Citizen of India
- You must be Salaried Individual Employed with an MNC, Public Limited, or Private Limited Company
- You must have a monthly income of at least Rs.15,000
- You must have at least 1 to 3 years of work experience
- You must have a Minimum Credit Score of 750
Documentation
- Photo Identity Proof
- Proof of Residence or Address Proof
- Income Proof
- Employment Proof
- Form 16
- Tax Return Certificates
- Passport-Size Photographs
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